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Residential Claims Adjusters

We help rebuild your damaged home

MHA provides complete public adjusting services for all types of residential losses due to disaster.

When a residential homeowner has a property insurance claim there are many intricacies that may be unknown. Most would have no past experience in with this process. In the case of a major disaster the homeowner might need temporary housing.

To get the maximum recovery for your loss requires meetings with the insurance adjusters and contractors.  It is neccessary to document all inventories and lost or damaged personal property.  After the inventory is completed the homeowner must determine the value, or more importantly the cost to replace those items.  This all takes time which means the homowner may have to take time away from work or family - this time has value too - we make sure these expenses are accounted for.

Most homeowners wouldn't know how to accurately value circumstances such as replacement versus repair, depreciation or how to determine which items are repairable or are considered a total loss.  In some cases insurance companies may try to clean an item that should otherwise have been replaced.  In many cases the homeowners insurace coverage may not be adequate to replace the item.  This is where MHA helps by protecting the homeowner and working to get these items replaced - even if it is over and above the policy limitations.

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